Glossary of the motorist. Dictionary - automotive terms

An adjuster is a person appointed by the insurance company to assess the validity of your accident claim. This person will review all the documents and decide whether to file a claim. If they believe your claim is valid, the appraiser will make a settlement offer. If they believe your claim is invalid for any reason, they will send you documentation explaining why your claim was rejected. Remember that the adjuster works for the insurance company, not for you. They are not your friends, no matter how hard they try to seem that way to them. Their main task is to reduce the amount that the insurance company has to pay for your accident.
Personal injury liability is a part of an auto insurance policy covering physical injuries sustained as a result of an accident. Most states (including Florida) require that auto insurance policies have requirements for the minimum monetary value of insurance.
A lawyer is a term describing your legal representative. If you don't represent yourself, it will be your lawyer or attorney.
Damages is a legal term used to describe compensation paid to a victim of an accident. Damages may be awarded in the framework of an insurance claim, a settlement agreement or a court decision. This compensation covers things like medical bills, disability, property replacement, and long-term treatment costs. They can also hide emotional traumas such as pain and suffering.
The defendant is a natural or legal person against whom a lawsuit has been initiated, since they are responsible for the events that led to an injury or accident.
A deposition is an affidavit before a court. Expert witnesses are often refuted in car accident lawsuits, which allows both sides to determine which claims they are willing to support regarding the incident.
The discovery comes as the trial progresses. Both sides have the right to see what evidence the other side has. This means that your lawyer can get information such as cell phone logs and dashcam recordings that can back up your case.
The duty of care is a concept of American civil law that underlies most claims for damages. The idea is that each person has an obligation to ensure that others do not suffer because of the predictable consequences of their actions. A textbook example of this traffic accident law is to make sure that the opposite lane is clear before turning left. Get Lucky at Loki Casino with our Exclusive Bonus

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