The above rates/premium payable is NOT applicable if:
1. Vehicles are above 5 years old.
2. For van, lorry, reconditioned vehicles, modified or sports model.
3. For high performance vehicles (Example: Ferrari, Porsche, etc) and
4. For 4WDs except for Perodua Kembara and Suzuki Vitara
5. Luxurious vehicles (eg Mercedes, BMW, Volvo, Jaguar, Lexus)
6. Vehicles with sum insured exceeding RM 150,000.
Autoworld.com.my shall not be held responsible for any inaccuracy of calculations.