NB:
The above rates/premium payable is NOT applicable if:
1. Vehicles are above 5 years old.
2. For van, lorry, reconditioned vehicles, modified or sports model.
3. For high performance vehicles (Example: Ferrari, Porsche, etc) and
4. For 4WDs except for Perodua Kembara and Suzuki Vitara
5. Luxurious vehicles (eg Mercedes, BMW, Volvo, Jaguar, Lexus)
6. Vehicles with sum insured exceeding RM 150,000.

Disclaimer:
Autoworld.com.my shall not be held responsible for any inaccuracy of calculations.